Unlike most mortgage brokers and banks, finding you the perfect home loan is just the START of our service to you… pushing your interest rates down over the life of your loan is the part our clients love most.
With Coast & Country we continue working for you after settlement, monitoring the market in search of better rates and deals to save you money (also taking into consideration any transfer fees), because unlike the banks who make more profit the higher your interest rate goes, we don’t. Just like you, we want to keep your interest rates and repayments as low as possible.
Because here’s the reality of home loans:
- Not all lenders will pass on rate cuts to existing clients
- Lenders will gradually increase your rates if they think they can get away with it
- Lenders will not always keep their rates competitive with other lenders
- Many lenders offer exclusive deals to new clients, but not existing ones
- Lenders won’t reduce your rates to reflect your loyalty and improving financial position
- Lenders will switch clients to higher rates when fixed and introductory rates end
So – let us be part of your team. If we find a better deal, we will contact you to let you know and do all the heavy lifting to get you moved across to the better option (if that’s what you want), potentially saving you THOUSANDS over the lifetime of your loan!
That’s the Coast & Country difference.